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Policies

Dawson Marine Insurance offers a number of policies helping you get the right product to fit your needs.

Agreed value hull insurance
When your policy is written, you and the insurance company agree on the amount of insurance for your boat. In the event of a total loss, this amount is paid less the deductible. partial losses are paid on a replacement cost basis.

Actual cash value hull insurance

Your boat is insured for a set value on the policy, however at the time of a loss you are paid for the claim less deductible and less depreciation.

Protection and Indemnity Liability

The most comprehensive form of marine liability. This is the marine equivalent of automobile liability, it covers the liability of a boat owner for bodily injury and property damage. It may include or exclude liability for paid captain or crew.